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If you use our simple system to compare auto insurance rates we can promise that is will not be a waste of your time. The fact is that you need auto insurance but you know that it may never be used. For this reason most people try to find the cheapest car insurance policy available without considering other important factors. This site is dedicated to informing consumers like you with money saving tips and coverage options that most affect your buying decision.

Cheap Car Insurance in Minutes

Auto Insurance Quotes Remember the old days of calling each insurance company to get quotes only to figure out it takes hours to do this. Today we can provide you with the same result all within a matter of minutes. The best part about it is you can compare auto insurance rates from the top companies in your area just by entering your information once. This is so much easier than having to repeat the same information to each agent you called.

Our system will process the information you provide to find the most competitive rates from the best companies. To start saving money on auto insurance you just need to begin by entering your zip code above and click "Get Quotes".

How to Get the Most Auto Insurance Discounts

All insurance companies offer different discounts ranging from being a good driver to your occupation. It is often the case that not all discounts are being applied to your auto policy for the following reasons:

  • Discount is new and not automatically applied
  • Only eligible for discount if you change policy type
  • Agent overlooked or forgot to add the discount

There are many reasons why a discount may not be automatically applied to your policy even if you are eligible for it but this is a great reason to make sure you are aware of all possible discounts. Here is a list of common discounts and not so common discounts for you to ask your agent:

  • Multi-car discount (Two or more vehicles insured with same company)
  • Good student discount (Normally for students under age 25)
  • Multiple policy discount (Applied if another policy is insured with same company)
  • Good driver (No accidents or tickets in past three years)
  • Occupation affinity (Certain occupation groups are eligible)
  • Anti-lock brakes
  • Lo-Jack auto theft monitoring
  • Air bags
  • Teen drivers education and safety programs

Car Insurance Money Saving Tips

Raise Deductibles - By increasing your comprehensive and collision deductibles this will reduce the overall cost of your auto insurance. Pick a deductible that you can afford if an accident happens but a deductible that is only $100 - $250 will only make your monthly bill higher.

Don't Get Traffic Tickets or Cause Accidents - It may sound obvious but some people don't realize how a traffic violation can increase their auto insurance. If it is a serious traffic violation such as reckless driving or excessive speeding you may be required to file an SR-22 with the state. These tickets and any accidents you cause can increase your monthly bill dramatically.

Maintain Good Credit - In many states it is legal for insurance companies to use your credit as a rating criteria. This means if you have good credit history your insurance cost will be lower than someone with poor credit. Most insurance companies use this criterion to offer lower rates to customers that are less likely to make a claim.

Know Where You Live - All insurance companies have different rates based on the location you live. This is important because people who live in metropolitan cities often pay much more than someone living in a rural area. Many factors affect this rate increase including population, crime rate, weather and more. While you may not be able to move at least understand that a busy city will increase your auto insurance premium.

No Down Payment Insurance - If you are looking to start an auto insurance policy with no money down there are companies that offer it. Most insurance companies will require the first month due at signing but with no additional down payment. Be sure to ask if you can only pay the first month and avoid down payments.


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Related Links

Auto Insurance Coverage Options
SR-22 Auto Insurance
FR-44 Insurance Form
State Specific Auto Insurance